Latest Patents

Patents imply intellectual property and it has a $ value that can be associated depending on the field and type of patent that is allocated. Patents also increase the enterprise value of the company and help prevent copy-cats from copying the idea without having royalt payments or licencing deals. We like it when companies get patents awarded!. To protect IP companies aggressively file provisional patents even before they have a working product. The below table provides a way to look at what has been done by companies and use this as a factor to make investment decisions.

     
Title Filing Date Publication Date Grant Date
Automated product recommendation 2023-1-25 2023-6-01
Visible light communication for verifying a secure wireless connection 2022-9-26 2023-1-19
High-integrity opaque-inset panel envelope, and method for manufacturing the … 2022-9-09 2023-1-05
Hardware device for entering a pin via tapping on a touch screen display 2022-4-25 2022-8-11
Systems and methods for mobile device-enabled cardless cash withdrawals 2021-6-22 2021-10-14
Card account identifiers associated with conditions for temporary use 2021-5-20 2021-9-02
Point of sale device with secure connection between security meshes 2021-2-16 2021-9-10
In-store mirror cart in an in-store environment 2020-10-27 2021-4-29
Proximity-based user authentication for providing a webpage of an access- … 2020-3-11 2020-7-02
Systems and methods for incident queue assignment and prioritization 2019-5-15 2020-12-29 2020-12-29
Authenticating a user via multiple biometric inputs 2018-12-05 2020-6-11
Single sign-on processing for associated mobile applications 2017-9-08 2018-11-27 2018-11-27
Generating integrated data records by correlating source data records from … 2017-8-30 2018-12-06 2018-12-06
Systems and methods for electronic payment instrument repository 2017-6-16 2017-10-05
Electronic bill payment processing based on payor scheduled debits 2015-6-17 2015-10-08
Systems and methods for debit card account confirmation 2015-5-22 2015-11-19
Facilitating presentation of content relating to a financial transaction 2015-4-29 2015-8-27
Systems and methods for performing financial transactions 2015-4-27 2020-5-19 2020-5-19
Biller-initiated electronic billing activation 2015-4-14 2015-8-06
Systems and methods for remote electronic collection of payment 2015-3-05 2015-6-25
Systems and methods for financial proposal generation 2015-3-03 2015-6-25
Systems and methods for optimizations involving insufficient funds (nsf) … 2015-2-25 2015-8-06
Systems and methods for optimizing financial transactions 2015-1-29 2015-5-21
Systems and methods for performing financial transactions 2015-1-13 2015-7-16
Systems and Methods for Processing a Payment Coupon Image 2015-1-06 2015-8-13
Facilitating presentation of content relating to a financial transaction 2014-12-31 2019-1-22 2019-1-22
Systems and methods for customizing mobile applications based upon user … 2014-12-31 2018-5-01 2018-5-01
Electronic loan processing, management and quality assessment 2014-12-17 2015-4-16
Systems and Methods for Activating Electronic Bill Presentment 2014-12-05 2015-4-02
Card account identifiers associated with conditions for temporary use 2014-9-30 2015-3-30
Systems and Methods for Multi-Style Portfolio (MSP) Cash Flow Enhancement 2014-8-18 2015-4-30
Systems and methods for generating payment due notifications 2014-7-14 2015-1-15
Systems and methods for evaluating alternative financial products 2014-6-11 2015-1-08
Personalized security management 2014-5-27 2015-9-08 2015-9-08
Systems and methods for customer value optimization involving relationship … 2014-3-10 2014-7-10
System, method and computer readable media for single sign-on processing for … 2014-3-07 2014-10-01
Card account identifiers associated with conditions for temporary use 2013-9-30 2015-4-02
Card account identifiers associated with conditions for temporary use 2013-9-30 2015-4-02
Biller-initiated electronic billing activation 2013-7-31 2015-2-05
Systems and methods for determining estimated lead times 2013-4-01 2013-8-15
Image capture and processing for financial transactions 2013-3-15 2014-9-18
Single sign-on processing for associated mobile applications 2013-3-07 2014-9-11
Systems and methods for deposit predictions based upon template matching 2013-3-06 2013-7-18
Systems and methods for bill payment with image capture of bill information and … 2012-12-31 2014-7-03
Systems and methods for facilitating point of sale transactions 2012-10-12 2018-6-26 2018-6-26
Systems and methods for performing financial transactions 2012-8-31 2014-3-06
Verification of a Financial Instrument Allowing Rules-Based Pre-Acceptance Use … 2012-6-29 2013-1-03
Centralized Payment Method and System for Online and Offline Transactions 2012-6-04 2012-9-27
Global Risk Administration Method and System 2012-5-30 2012-10-25
Actionable alerting 2012-3-19 2012-9-20
Systems and methods for migrating customers to alternative financial products 2012-2-28 2013-8-29
Alert based personal finance management system 2012-2-24 2013-3-07
Method and apparatus for delegating authority 2011-12-16 2012-4-12
Disconnected person-to-person payment system and method including independent … 2011-10-03 2012-4-05
Systems and methods for generating financial institution product offer … 2011-9-20 2013-3-21
Systems and Methods for Customizing Mobile Applications Based Upon User … 2011-9-12 2013-3-14
Systems and methods providing customer rewards programs 2010-12-23 2012-6-28
Personal budget tool 2010-12-14 2012-6-14
Secure prepaid card package assembly 2010-12-13 2012-6-14
Systems and methods for customer value optimization involving product/service … 2010-9-29 2012-3-29
Systems and methods for processing card fulfillment requests 2010-7-23 2012-1-26
Systems and methods for capturing and processing payment coupon information 2010-6-18 2013-9-24 2013-9-24
Electronic Item Management and Archival System and Method of Operating the Same 2010-5-24 2010-10-21
Reuse of an EBP Account Through Alternate Authentication 2010-4-06 2010-7-29
Systems, methods, and computer program products for adjusting the assets of an … 2010-3-18 2010-7-29
Systems and methods for facilitating person-to-person payments 2010-3-01 2011-9-01
Methods and Systems for the Determination and Display of Payment Lead Time in … 2009-12-28 2010-4-22
Automated actions based on restrictions 2009-7-15 2011-4-19 2011-4-19
Systems and Methods for Selecting Delivery Methods 2009-6-09 2010-12-09
Systems, methods, and apparatus for identifying payees from cleared items … 2009-5-28 2010-12-02
Systems, methods, and apparatus for establishing payees based on cleared items … 2009-5-28 2012-10-16 2012-10-16
Systems and methods for deposit predictions based upon monte carlo analysis 2009-3-20 2010-9-23
Encoding information in a document 2008-8-29 2009-12-03 2009-12-03
Machine-Implemented System and Method for Providing Timed Targeted Promotional … 2008-8-14 2009-2-19
Identity Risk Scoring 2007-6-27 2009-1-01
Systems and Methods For Updating Remittance Data For Payees 2007-5-16 2008-11-20
Methods and Systems for Determining and Displaying Payment Options in an … 2007-5-02 2008-6-05
Electronic system for securing electronic services 2007-3-08 2014-10-21 2014-10-21
Methods and Systems For Processing Electronic Checks 2007-2-12 2007-6-14
Systems and methods for automatically backing out by orders 2006-12-29 2010-9-14 2010-9-14
Systems and Methods for Automatically Backing Out Buy Orders 2006-12-29 2008-7-03
Multi-factor authentication 2006-8-17 2010-8-03 2010-8-03
Credit card supported electronic payments 2006-6-30 2010-1-05 2010-1-05
Apparatus for executing an application function using a smart card and methods … 2006-6-05 2011-1-11 2011-1-11
Apparatus for executing an application function using a mail link and methods … 2006-6-05 2007-1-11
Systems and methods enabling investment activities via the creation and use of … 2006-3-31 2010-9-28 2010-9-28
Systems, methods and computer program products for processing orders subject to … 2006-3-27 2011-3-22 2011-3-22
Systems and methods for subscriber to payee cross pollination 2006-3-22 2007-9-27
Sponsor-manager reconciliation in handling of custodian transactions 2006-3-16 2007-1-04
Electronic system for provision of banking services 2005-11-29 2019-6-11 2019-6-11
Architecture for general purpose trusted personal access system and methods … 2005-11-15 2010-11-30 2010-11-30
Joint sponsor-manager handling of custodian transactions 2005-6-29 2007-1-04
Electronic item management and archival system and method of operating the same 2005-6-02 2005-12-15
Multi-factor algorithm for facilitating electronic payments to payees 2005-5-31 2005-10-06
Centralized customer care for electronic payments and other transactions via a … 2005-2-28 2006-8-31
Centralized electronic bill presentment 2005-2-28 2006-8-31
Facilitating electronic payment on behalf of a customer of electronic presented … 2005-2-28 2006-8-31
A contact list for accessing a computing application 2004-11-17 2005-12-28
Single-security rebalancing 2004-11-17 2007-8-16
Method of preparing a document so that it can be authenticated 2004-9-13 2007-4-19